Private label payment gateway. ACH, check, wire. Private label payment gateway

 
 ACH, check, wirePrivate label payment gateway A white label payment gateway is the name given to a technical service provider that gives businesses the ability to manage and process payments under their own brand while using third-party SaaS (Software as a Service)

3, for all transactions. PayFast is a leading payment gateway for online businesses in South Africa, which enables users to seamlessly accept secure and instant online payments from anywhere in the world. net is owned by VISA and was established in 1996, making it one of the oldest and more experienced payment gateway providers out there. Payment is becoming more cashless than ever now as a massive number of transactions are digitally carried out through credit cards and e-wallets. A single integration with. Merchants or agents usually use or resell this system as their own by completely changing the system’s branding to match corporate style guidelines (hence the “white label” notion). With these alternatives, firms may remain loyal to themselves while offering clients a secure and quick cash transaction option. Bitcoin Core 0. Payment is. Payment Gateway Business Model. The gateway provides the merchant with a private-label solution, allowing them. Digital acceptance and merchant management. 2. White label payment gateways. They go through a chain of 3 or more addresses, hiding your real IP. Payment is becoming more cashless than ever now as a massive number of transactions are digitally carried out through credit cards and e-wallets. We offer a built in 3-D secure support module. Yes. White Label / SaaS. A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. We establish connections with APIs of payment providers and acquirers globally and ensure their security, integrity, and stability. You save money by building your payment gateway rather than using a. Users. . Ltd. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. Bitcoin is the most commonly supported cryptocurrency used during transactions with these systems, but some gateways provide the ability to pay with alternative cryptocurrencies, such as Ether, Litecoin, and Bitcoin Cash, among others. The PayXpert white label gateway is a white label one-stop service that connects all payments to commerce. Stripe has transparent fees at 2. Work with a White Label Payment Gateway Provider. 3. A perfect Payment Gateway Solution to accept Payments Quick & Safely in UAE, Dubai, Abu Dhabi, Sharjah PayCaps the best Payment Gateway in UAE for Online Payments, Ecommerce Stores & Apps. Building a payment gateway from scratch can be a huge investment, both financial and technological. A white label gateway is a payment processing system developed and maintained by a third-party payment processor that businesses can customise and brand as their own. 100+ Payment Methods; Industry Leading Success Rate;. White label credit cards, otherwise called private label credit cards, are a sort of credit card gave by an outsider monetary foundation yet are marked with the logo of a particular retailer or business. Partner with us and design custom software that meets the needs of your customers perfectly. In the US, e-commerce sales totaled $146. Dynamic currency conversion. The white label payment gateway protects you and your clients from chargebacks. Work with a White Label Payment Gateway Provider. Payneteasy White Label Payment Gateway. Lipapay. By 2014, we evolved to deliver integrated, white label payments solutions to leading SaaS platforms. A much better and more cost-effective alternative is going the white label route. 9 supports the new payment protocol. 2 certification of the equipment, solutions, and processes. Payments - 16 Nov 2021. Global payment solutions tailored for your business. Razorpay Payment Gateway supports 100+ payment modes. When a business chooses a white-label crypto payment gateway and becomes the PSP, it must select a payment gateway provider. 25%, including SGD $0. Number of decision-makers involved One or two. How can I do that? ‣. Best payment gateways: quick menu. 2015) started as a simple white-label payment service provider and evolved into a multi-solution Software-as-a-Service (SaaS) company to fulfill the specific global-market needs of our clients. You can use the Marketplace API's update current user endpoint for this. Salesforce Commerce Cloud. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. com. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. Decta. Cashfree’s white label payment gateway solution goes further - with 150+ payment modes available to end customers and the country’s widest BNPL suite of it ensures that e-commerce business can lower their cart. Note: For Transfer through IMPS, NEFT, RTGS Transfer mode you have to send either beneficiaryAccount & beneficiaryIFSC OR beneficiaryMID OR beneficiaryContactRefId in disbursal request. This feature enables customers to store their credit and debit card credentials, billing and shipping details in a PCI compliant environment for future use. A white label payment API is an option that more businesses continue to build into their strategies as the volume of cardless, electronic and alternative payment transactions are drastically increasing. Authorize. Some gateways don’t accept a few brand cards, and some don’t offer monthly subscriptions. Leaders Merchant Services – Features a trusted payment gateway, low fees, and top-notch support. On top of that, the company has been one of the pioneers of the payment industry, and so, understands the biggest pains of. (In case of opting for third-party software) Choosing an optimal prebuilt payment gateway according to the client’s specific criteria and business priorities. A payment gateway often provides other services, such as fraud detection and prevention systems, billing integration software, etc. Dragonpay. Actively working in sectors like payment gateway. So, those who want to keep the cost low can opt for another gateway with a free. When a customer clicks “order,” it handles all of the next steps. get_field_value () : string. The payment gateway encrypts the data and shares the details with the payment processor. Cashfree Payments is one of India’s leading payments and API banking companies. Apa Itu Payment Gateway: Pengertian, Manfaat, dan Contohnya. In fact, Realex has been at the forefront since 2000, when the payment market was starting to take off. Read about Visa Private Label. Kalau Anda pernah berbelanja online dan membayar dengan kartu kredit atau transfer bank, artinya Anda. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or. Use 2-factor authentication, whitelist, PIN code and other features to never worry about the protection of your funds again. The megadeal of 2021 was Square’s all-stock acquisition of BNPL company Afterpay for $29 billion. Out of all payments deals, BNPL deals represented 50% of value in 2021, a boom year for M&A in payments. NEW. Access and manage your payments, refunds, transfers, subscriptions, invoices, virtual accounts, API keys, account, and everything else with easy payment gateway integration. Click the order number to find more information. 5. Startup merchants use the services of such companies as Authorize. Testing and QA. ”. 5% and 25 cents per online or manually. No need to handle the. Himalayan Bank Payment Gateway is an extension for WP Travel Engine that allows you to accept trip and tour payments via one of the leading banks in Nepal, Himalayan Bank. KYC services. Cash-strapped consumers are also trading down to own- or private-label goods—products sold under a retailer’s name, typically at a lower price than their branded counterparts—as a consequence of inflation. First introduced in 1997 as a contactless smart card used for public transportation. Companies in over 40 countries can build payment experiences and scale them across the world. Find the highest rated Free White Label Payment Gateways pricing, reviews, free demos, trials, and more. The idea here is to create something that is already pre-built so you won’t have to do it from scratch. 2Checkout is an online payment gateway that aims at simplifying the transaction process for both buyers and sellers. To successfully sell products online from your own site, you need both checkout functionality and a payment gateway. Jengapgw. JS SDK. Provides more detail about the requested payment to spenders. Conclusion. Payment gateways. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. If you don’t want to deal with the finer details of integrating and maintaining your website’s payment gateway, a fully hosted service is probably your best bet. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their own systems. With our cutting-edge technology and industry expertise, we are here to help you simplify payments and boost your business growth. Cashfree Payment Gateway accepts domestic and international payments, we support a wide range of payment options. Helcim. Fondy, PayPal, Authorize. An equivalent to shared hosting in payment systems world is integration with a payment gateway. It offers additional features like fraud management, dispute resolution, and recurring. Choose the best online payment gateway solution tailored to your needs: Lyra Payment gateway offers several features for rendering the clients a secure, user-friendly, and quick online payment platform. Let’s explore the main types: 1. Distributed Denial of Service (DDoS) attacks pose a huge threat tobusinesses and organizations providing online services. Authorize. A payment gateway collects and verifies a customer’s credit card information and is crucial for online payments. Create a wallet to buy, store, swap and spend securely. WhatsApp : +91 93845 87998. Stripe. Cons of White Label Payment Gateway Solutions. Conclusion. Become one of us by joining thousands of our happy users and simplify the online payment experience for your customers. Bharat QR. Any payment. • BIN Sponsorship and White Label Card Issuing. The open payment network is able to manage the entire payment process in different countries. A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. India's widest BNPL suite with 35+ card and cardless EMIs and Pay Later options. Virtual private server – Hosted or white-label payment. Products from the Easebuzz payment solution suite including Slices and FeesBuzz have helped us in collecting payments with no fuss. The whole process takes just a few seconds: The customer adds products to the cart connected to the payment gateway. Ikajo White-Label Offers. 03. Stripe’s payfac solution powers some of the world’s fastest-growing platforms. Also, most white-label gateways can be easily integrated with third-party security, anti-fraud, and KYC Solutions if you need an extra security layer. White Label Payment Gateways — Become a payment service provider with a competitive advantage, having your own-brand sophisticated payment infrastructure and capabilities • United States. In other words, a company integrating a white-label payment system can legally place its branding on the software and resell the system as its own without having to spend money on its development and maintenance. White Label Cryptocurrency Payment Gateway companies, such as COINQVEST, have the skills and capability. Also, the payment gateway offers a white-label solution. You also gain modern tools for your and your merchants’ automated business management, including back-offices, high-conversion payment pages, and robust API. What's included in the White label package? Our platform is capable of fulfilling the needs of any online business. Optimize your finances and increase automation with our banking infrastructure. 8. These may include credit cards, debit cards, eChecks, and digital. Secure Transactions. What's included in the White label package? Our platform is capable of fulfilling the needs of any online business. 0 support. • White label Payment Gateway. For SME owners, customer loyalty and employee perks are vital. Paymentz - Payment Gateway Solutions Pvt. Extend the Payment Gateway platform via APIs for third party integrations for features like payment anomaly detection, customer insights, and more. Focus on your business while we handle the complexities of payments for you. Step 2: Next the merchant securely sends the details of that customers. They allow firms to process payments under their own brand name while using the technology of a third-party provider. Discover Adyen issuing. India: Trustmore Technologies Private Limited Corp Office: Tower B 1617-1618, 16th Floor, Emaar Digital Greens, Golf Course Extn Road, Sector 61, Gurugram 122098. Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Step 4. It has all the features of a traditional payment gateway—e. get_method_description () : string. You can add the identity of your brand, such as a logo, to the. Personal Manager. The added experience comes with a lot of benefits including partnerships with a plethora of merchant account providers, credit, debit and digital payment solutions. White label credit cards, for the most part called private label credit cards, are a sort of credit card gave by a distant cash related foundation yet are separate with the logo of a particular retailer or business. 3DS Authentication: 3DS or 3D Secure means there is one additional layer of security before the transaction is completed. branded cards, and purchase finance plans. Security. This technology consists of 2 stages of hiding your real IP address. A payment gateway white label solution. In my opinion, it is the best payment gateway in India with lowest transaction fee. Udaan is a B2B trade platform, designed specifically for small & medium businesses in India. Complete development using our API Documentation and . 1 Payment Processing Infrastructure: The provider of the white-label payment gateway has connections to numerous banks, card networks, and payment methods, as well as a fully operational payment. 7. [1] The payment gateway may be provided by a bank to its customers, but can be provided by a specialised. WordPress Subscription Plugin. Durango Merchant Services: Best for highest-risk businesses. can manage multiple. Affiliation of credit cards/debit cards/prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India. It is a private payment system based in the UK that aims to simplify the digital payment methods for global technology firms, e-commerce, and marketplaces. Our custom white-label payment gateway systems are designed for all types of businesses and industry verticals, from retailers to e-commerce. e. CLICK-THROUGH RATE. Along with a payment gateway for IPTV merchants, we also. Introduction. io is a payment gateway is managed by Equity Group Holding PLC. Mar 13, 2023 5 min Table of Contents If you’re in the payment processing industry, chances are you’ve heard the term white-label payment gateway before. Net works with nearly any merchant account, making it one of the most versatile payment gateway providers on the market. Never miss a sale just because you couldn't take their payment method. Digital ledgers . The best white-label payment gateways for a startup in the Middle East. Tokenization and recurring payments options. It is a payment solution that allows you to process payments under your own name rather than that of a third-party payment service provider. Clear | A White Label Payment Gateway from WePay CLEAR Delight your customers with fully customized payment experiences Boost revenue and create seamless payment experiences using your own brand—or leveraging ours—with our white label solution and easy to integrate APIs. When a card touches the payment terminal, slightly altered track data is communicated to the. So, those who want to keep the cost low can opt for another gateway with a free merchant account. Clients love the range of services Spell offers, which is how we help our clients win in the payments business in the following ways: Relaunch or overhaul payment gateway services in under 1 week; Offer the most. This personalized payment solution contains all the features that a traditional payment gateway provides. Do you need a payment solution for your business? Our teams of experts are there to answer your questions and assist you with your future payment solution! 19 & 24,Techniplex-1,Techniplex Complex, Off. Revolut – Best for low transaction fees. 24x7 Support. White label payment gateway is a payment gateway solution that can be branded as per the requirements of the buyer. Cardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. Authenticates funds for each customer’s payment method. Shopify: Best for. Authorize. A white-label payment gateway is a fully developed payment gateway solution that businesses can customize to their requirements and rebrand as their own. Multi-provider solution. Global payment solutions tailored for your business. com (registered trademark symbol) account to print shipping labels, request a Carrier Pickup, buy stamps, shop, plus much more. net are best for taking credit cards and other payments. Razorpay Software Private Limited, 1st Floor, SJR Cyber, 22 Laskar Hosur Road, Adugodi, Bengaluru, 560030, Karnataka, India CIN: U72200KA2013PTC097389The initial investment required for starting a payment processing company varies greatly depending on whether you develop software or turn to a white-label payment solution. Accepted Payment. One of the biggest benefits of hosted payment gateway is the ease of integration. Drop Email : [email protected] payment gateways allow these businesses to integrate a fully functional payment gateway that carries their branding, helping to enhance user experience and boost trust and loyalty. 4. A self-hosted custom payment gateway. More insight. Payments for platforms and marketplaces. On October 5, 2021, eComCharge successfully completed certification and acquired the status of a Visa token requestor in CEMEA Since May 2020, eComCharge has officially been a member of the global Visa Digital Enablement Program (VDEP) eComCharge provides White Label Payment Solutions and Services for Payment. Return the gateway's icon. We can deploy the. Zaakpay is one of the most trusted Payment gateway in India that helps online businesses to collect and distribute payments, securely accept. Multiple payment gateways offer payment flexibility to customers. This means specifically that a Gateway’s main purpose is to send your donors sensitive information (specifically credit card information. Amazon Pay. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their. The best payment gateways of 2023 in full: 1. We’ll get back to these, but first, we need to explain the former two concepts—open banking and banking as a service. Customers pay in crypto or in fiat for their purchases. It is a middleman between a customer, merchant, payment gateway, acquiring and issuing banks. It supports Cards, Paypal, Mpesa, Airtel Money, Equitel, etc. Make and take payments. Authorize. Payment gateways from Stripe, Adyen, Helcim, PayPal, Square, Braintree, Chase and Authorize. Payment Gateways are methods by which you can collect donations on your site with the GiveWP WP plugin. Payneteasy's gateway is a fully brandable, white-label solution. It completes the payment mechanism of any ecommerce store and allows users to make hassle-free online payments. Net, you can accept all major credit cards, debit cards, digital payment methods, as well as e-checks and foreign payments from most countries. What Does it Provide? What businesses can benefit from a white label payment gateway? Main benefits of using UniPay white label gateway What are the downsides of using a. e. CHURN RATE. 2 billion in Q2 2019, making e-commerce nearly 11% of retail overall. The bank then authorizes the payment. Events Driving Growth and Success: Wallester's Affiliate Marketing Team Heads to Affiliate World Europe! White-label VISA card issuing company with global payment gateway and processing solutions for businesses and consumers with 0% maintenance costs. This model allows companies to offer seamless, secure, customized payment solutions without developing the technology from the beginning, which can be costly, time-consuming, and fraught with. Digital payment token services are included based on recent market and regulatory developments. PayPal API. Go to WooCommerce → Orders in the WordPress dashboard (WP Admin). Key Features: PayPal has proven success: the gateway boasts up to 44% higher checkout conversion for businesses who use it. White Label Payment Gateways — Become a payment service provider with a competitive advantage, having your own-brand sophisticated payment infrastructure and capabilities • Malaysia. XREX’s suite of blockchain-driven solutions offers fiat gateways, crypto-fiat conversion, and online payment guarantee BitCheck. UPI Intent. Make payments contactless with 140+ UPI apps. Private Label cards can help boost sales and promote customer loyalty by offering your clientele fast and convenient payment options including credit, prepaid, reloadable or single load, as well as gift cards, coupons and vouchers. Dive in to explore a seamless experience powered by 30 million daily transactions. An online payment service provider (PSP) is an intermediary between customers, businesses, e-payment gateways, acquiring banks, and issuing banks. White-label payment gateways help businesses improve their payment experience and reshape the way that they conduct online transactions. From here, the merchant can collect their funds. The are many payment gateway providers out there for you to choose from, but none with the capabilities that the PayKings payment gateway can provide. Essentially, it is controlled and managed by a third-party provider. Complete the form below to tell us about your company and type of payment solution you are looking for. An innovator in fintech with a 40-plus year legacy in B2B payments and trade credit, TreviPay today offers unmatched payments choice—from digital to card payments. Pros and Cons of Using a White Label Payment Gateway. These e-payments can be made online or offline via a website or at an actual brick and mortar retail. BitPay is a cryptocurrency payment gateway that enables merchants to accept payments in Bitcoin. Whether you sell in-store and online, or exclusively online — a payment gateway facilitates secure payments for both scenarios. In short, this acts as a mediator between the customer, merchant, payment gateway, and the issuing banks. A single integration with. Braintree. CONVERSION FUNNEL. In March 2021, Flutterwave became a unicorn. The White label crypto payment gateway by PayBito enables 24×7 processing of multiple crypto and digital assets in a secured blockchain-powered decentralized environment. You just take the readymade white label solution, put your logo and brand name on it, configure it, and become the gateway provider for your customers (cardholders or merchants). However, there are many distinctions and benefit with the white label service. Our diverse services portfolio is designed to work together, enabling developers to quickly get the functionality you need with the minimum of effort. These are essentially intermediate steps between classic third-party gateways and custom solutions created from scratch. Cybersource provides credit and debit card processing and claims to be used by over 450,000 businesses worldwide. Find the order that failed. With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. bob World Merchant Gateway. Apply Now. One or two. Software-as-a-Service (SaaS) providers. I’ve built an environment using the Toolkit, and would like to publish it so that others can visit the space. 2. Our white-label solution has been used by Fortune 10 companies and the largest facilitators in North America. No information available. A technology-first solution for payment facilitation. Some of the most important white label financial products include: White label banking solutions. Furthermore, it authorizes a merchant to conduct a payment transaction through payment. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. 0 reviews. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. Our score: 9. Payment gateways are an essential operational component of any ecommerce store. Accept payments from all domestic and international cards, UPI, Netbanking and Wallets. A payment gateway serves as the connection point between an e-commerce website and your merchant account. Contactless technology originally started emerging in the United States with MasterCard PayPass, Visa payWave. Mobile wallet software platform for banks, telecom and FinTechs. White Label Payment Gateway of Your Own. Akurateco. Lyra is continuously growing to offer innovative platforms for facilitating customers with online transactions. Brand: Zerone Microsystems Private Limited. A PSP is a company that you as a merchant choose. Cardstream is a high-performance Level 1 PCI: DSS-compliant white-label payment processing platform, adding value by offering all major credit card schemes and worldwide currencies. Most payment gateways offer white-label integrations for any payment methods through mobile wallets. Digital banking solution. Payments - 16 Nov 2021. Bitcoin Payment Gateway. Additionally, it provides the retailer with a message of payment clearance or rejection. Payment Gateway: Payment methods accepted: Razer Merchant Services (RMS) Visa, Mastercard, Credit/Debit Card . A similar need in payment services industry is faced by startup merchants and (again) small-size businesses. 20. On top of that, the company has been one of the pioneers of the payment industry, and so, understands the biggest pains of. A white-label payment gateway allows businesses to offer payment processing services to their customers without building the payment infrastructure themselves. For a payment gateway development project, you’ll generally need the following roles at each project stage: Business analysis—business analyst, project manager, team lead/architect. SumUp – Best for 3G connectivity. Payment Gateway :Payment gateway integration for website enables businesses in India to accept online payments with all payment modes including credit card, debit card, net banking, UPI, wallets, and EMI. These credit cards are intended to help clients to buy from a specific retailer or association and empower client commitment. White-label payment gateways allow these businesses to integrate a fully functional payment gateway that carries their branding, helping to enhance user experience and boost trust and loyalty. 7. Get your business ready with all white labelled Payment Gateway. All white label payment gateway providers must comply with Payment Card Industry Data Security Standards (PCI DSS) and other industry-specific regulations. This payment method is available on iPads, iPhones, Mac computers, and Apple Watches. These methods can simplify payment as well as minimize fraud and mistakes for both businesses and consumers. Payment Gateway Terbaik 2021. Starting Your Own Payment Gateway Service: A Step-by-Step Roadmap. White label personal finance management solutions. SaaS providers often integrate payment gateways into their software to facilitate recurring transactions. These Are the Best Payment Gateways in 2023. My object isn’t receiving lightmapped shadows. Your look and feel to your ISO’s, sub-agents, and merchants. ClickSend – Best for SMEs, affordable, user-friendly. Days to weeks Days to months. You can start with almost no budget dedicated to technology, receiving the top-notch tools to start processing payments being technically in-line or even ahead of the competition within days,. ACI delivers white label global payment gateway solutions to payment service providers (PSPs), independent sales organizations (ISOs), acquirers, independent. This module is the official VISA/Mastercard protocol for card holder identification. Lipisha. White label payment gateway is one of the best solutions for the payment service providers,. The number and type of payment integrations vary from one payment provider to another. Paying for graduate school Repaying student debt Refinancing student debt Best private student. Spell is a powerful white label payment gateway, helping any company step into or optimise the existing payments business. Braintree is an online payment gateway platform designed to make payments easier, providing tools to accept payments, enable commerce, and build businesses. Today, the company accepts 120 payment solutions and processes up to €35 billion for about 14,000 retailers annually. Advantages of the “White-Label Solution” model: Branding opportunities; Quick Set-up time Payment Gateway: A means of authorizing credit card or other forms of electronic payments. The Best Payment Gateways of 2023. Consider the following. Ideas Grow Business. That is why opting for it guarantees your software is secure and can handle your customers’ sensitive card data. Receive a payment online from any debit/credit card, UPI (VPA & QR code), wallet, or net banking for more than 34+ banks. If you have unique business needs our solution doesn't cover yet, we would be excited to accept the challenge and solve your case. Digital signing capabilities. Being the gateway for your transactions, Payflow allows you to use one. Here are the basic steps on how it works: Step 1: It all starts when a customer places an order on a website by pressing the submit order or checkout button. The payment gateway development cost might take between $200K and $250K. called white-label payment. Our gateway is connected to all major US processing platforms and many International platforms. A payment gateway verifies that a customer’s card is legitimate. Get a field's posted and validated value. Step 1. The gateway know-how handles the transaction's payment action and security aspects, while the business retains control over the user interface and customer experience. Here’s the best part… we provide you with high-converting checkout page templates that you can use to boost your sales conversions. Key features. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. Make in-store payments & doorstep. Octopus for Business is another popular payment platform in Hong Kong. Use our robust Payment Gateway to accept payments from your customers without any integration. You can accept and process credit card payments in various currencies. Generally, a payment gateway is an. As we outlined above, a payment gateway is responsible for authorizing transactions between customers and merchants. At Cardstream, we offer ample partnership opportunities from co-branding to a full white-label payment gateway.